Go Compare Car Insurance
With so many ads on the telly screaming at you that they can save you money, or guaranteeing to beat renewal quotes, its no wonder that car insurance is sometimes confusing. The only way to really find out how much you will really have to pay is by taking the time to go compare car insurance brokers on the web.
There are loads of sites in the market allowing you to go compare your quotes in the comfort of your own home. But to get the best quotes, make sure that you are only buying what you really need.
Click Here To Compare Car Insurance
There are a few ways to save money, some of which you may not be aware of. Here are some top tips about how to save on car insurance;
1. Voluntary excess - If you dont mind being responsible for part of the cost of the claim if you have a claim and its deemed to be your fault, then something you could look to do is add on a voluntary excess. This type of excess is usually in addition to the standard excess placed on the car insurance policy by the insurer, but if this is something you want to do, then you could find you save upto around 30% on your annual premium.
2. Dont buy a car alarm - When you go compare car insurance, many brokers ask you to fit a Category 1 or 2 car alarm onto your vehicle. Now this is fine in practice but in reality it might cost you £300+ so if you dont mind your car not having an alarm then ask the broker how much your car insurance costs without you fitting an alarm.
3. Try and play the brokers off against each other - Whether you use a price comparison website or a broker, always make 3 phone calls at least to the brokers to try and save yourself some more cash. Nobody likes paying more than they have to for car insurance, and nor should you. Most brokers are friendly and realist that haggling is all part of the game.
4. The biggest one - NEVER try and cheat. Once upon a time, a friend of mine owned a Mitsubishi Evo which he had chipped and modified in some other ways too. He told the broker that the car was standard, because he knew it would be really expensive if he told the truth. So he saved about £1000 at the time, not a bad deal you might say. But then one night it was stolen, recovered and the insurer refused to pay out on the basis that they wouldnt have insured the car if it was modified at all. He lost over £17,000.
Article by Dan
Motorcycle insurance from The Bike Insurer
