Tell us your ideas…
We know that insurance isnt the most exciting thing in the world to talk about, but we've all got to have it, so it makes sense to make sure its right for you.
Loads of insurance companies have asked us what our riders want out of their bike insurance policy, and what features are important to you. So, as the world's 1st bike insurance comparison site we reckon we've got the best people to answer their question - you.
Listed below is a range of products that insurance companies want to offer you, with approx prices. We'd like to know which product or products are best for you. The more we know, the better deals we can get. So tell us your views, good or bad now. If there is anything we have missed but you think its a good idea, then let us know that too.
Helmet and leathers cover £40
Excess Insurance £30
GAP cover (protects the value of your bike if you claim) £50
Combined car and bike policy (£ varies)
2 year bike insurance (£ varies)
6 month bike policy (£ varies)
Monthly insurance (£ varies)
Replacement bike (14 days cover if you claim for any reason) £30
Andy Shaw
dazzad said,
April 3, 2007 at 10:28 pm
2 year bike insurance sounds awesome, when do you reckon you could get this??
jimjim said,
April 7, 2007 at 8:51 am
Yes I agree with the dazzad, 2 years bike insurance policy would be good. Why hasnt anyone done this before?
Also I liked the combined car and bike insurance idea, I would use this deffo.
Domino said,
April 11, 2007 at 10:49 pm
I heard of this excess insurance before and that seems quite good. Id really like the car and bike insurance combined policy particularly if I could pay for it monthly in one payment. At the moment my bike costs abour £500 to insure and my car the same so its a real pain to have to pay 2 lots of direct debit each month.
Hope this feedback helps.
marc said,
May 11, 2007 at 4:54 pm
how about insuring myself for any bike or car? or
would love the idea of a multi bike and car policy as ive got a more then a few 5to insure and it currnetly over 4 policys
Spicey said,
September 19, 2007 at 8:12 am
Combined car and bike insurance makes total sense…..We physically cannot be riding a bike and driving a car simultaneously, so why should we have to pay the full price for both separately. A combined policy should be able to offer much better value as the insurer would be safe in the knowledge that we could only be doing one thing at a time and that we would be doing fewer miles with each vehicle too.
Chris le Grenouille said,
October 19, 2007 at 3:13 pm
I really like the idea of a combined car and bike policy - I have been asking insurance companies for years why they don’t do this! We have 4 cars, a motorhome and a motorbike in our family, so if some enterprising company could offer cover under one policy for that lot without ripping us off they would definitely have our business. Even if I could only get personal cover for my 2 cars and motorbike it would be a much easier process and hopefully save money (after all, you can only drive one car or ride a bike at any given time!!). I currently have 3 different policies so a combined one would be great. Wakey wakey insurance companies, the consumers have spoken, now give us what we want. Bring it on…………..
Mattys Dad said,
October 19, 2007 at 3:21 pm
Funny I should come across this - I have just asked Admiral that very question today (combined car and bike) and the answer was no!
If the insurance companies woke up to the needs of the consumers and started to give us what we wanted (without hoiking prices through the roof) we’d all be a lot happier. I for one would definitely vote for a combined car and bike policy, or even better, insure the driver/rider for any vehicle that they own personally - can only use one at a time!!
Maybe one day? Soon would be good!
alexs said,
October 20, 2007 at 12:55 am
Ok so from what people have told us on here, over the phone and by email, a combined policy for car and bike insurance is the way forward.
There is a problem with this though, and thats finding an insurer who is going to be the first to do it.
However, in the meantime, we have another little idea that we think might help you a bit.
So at the moment, The Bike Insurer compares bike insurance and a few other companies, Money Supermarket etc compare car insurance. What about this - One quote form that displays car and bike insurance quotes next to each other. Yes there will still be 2 providers of your insurance, one for bike and one for car but at least you can just get one quote for both, which saves you messing about having to fill in your details time and time again.
Like that idea at all, let us know…..
Nicki said,
December 30, 2007 at 5:02 pm
like so many of my freinds and family, I have motorcycles and a car. This makes daily life easier, for getting about, doing the shopping , ferrying kids around etc. plus it also creates a back up for when one is being serviced ,However we cannot get a joint insurance policy. This seems rather unfair. we are still the same driver/ rider no matter what vehicle we are in/on.a combined policy would make payments easier, less paperwork documents and a better deal for the company because they get both lots of money, i have 2 separate companies for mine, which is a pain when filling out forms and paying direct debits i cant believe that the risk is any greater by using different types of vehicles, than a purely car driver who has 2 cars.
I also beleive that a multi vehicle owner has a more sensible attitude because they have worked hard to get those vehicles in the first place and are less likely to be wreckless whilst driving.
gareth baughan said,
October 10, 2008 at 5:57 pm
I would be very interested in combined car and bike insurance policy. Having to spend most of my spare money on fuel for the car just to get to work is getting to me now and i’m seriously looking at getting a bike for the commute. I’ve worked out I could cut my fuel costs in half by running a bike as my main vehicle and just using the car to ferry the family about at weekends. As Mattys Dad stated you can only use one vehicle at a time. Come on insurance companies….do something useful for the consumer for once and rescue my family from poverty.
Michael Palmer said,
November 19, 2008 at 10:46 pm
A combined car and bike policy would be great. I dont see why i need two policies? I’m not going to use my bike and car at the same time!
Scot (yes, only 1 't') said,
January 26, 2009 at 9:58 pm
I grew up idolising my dad & his motorbikes, but when it was time for me to hit the road I was urged into the all-weather practicality of a car. now having two years experience on four wheels, i want to run a bike for commuting similarly to most others… but simply cant afford my life’s ambition running two simultaneous policies. Any insurer brave enough to take this leap of faith would surely reap the benefits. Let’s see it happen.
dale longson said,
January 28, 2009 at 9:55 pm
Why can’t I have one insurance for me that covers the car, van and bike. I can only be driving one at once!
Alan Kennedy said,
February 9, 2009 at 7:07 pm
I too have a bike a car and a van and get screwed on an annually basis. Time combined insurance became the norm.
matthew ashworth said,
April 20, 2009 at 2:44 pm
a combined motorcycle and car policy would be really really useful to me. i would definitely go for one of those
wayne newman said,
May 27, 2009 at 2:24 pm
As lots of people have said, a combined insurance for both bike and car would be great and would make so much sense. Why not test the market and be pioneers.
Zainuddin Bin Omar said,
August 17, 2009 at 7:34 pm
I am currently insuring my bike and car separatele. Is there such a thing as combined bike and car insurance. Please advise. Thank You.
Glen said,
September 21, 2009 at 2:30 pm
I’d like to add my support for combined car and bike insurance - can we get a petition going or something?
Leonard Chapman said,
October 11, 2009 at 11:08 am
As i’m sure plenty of people have voiced their opinion about having to have seperate policies for car & bike. I am in the same predicament but cannot figure out why we cannot have a joint policy other than the greed of the insurance companies. As others have said we physically cannot ride & drive both vehicles at the same time so whats the problem
Dobby said,
January 1, 2010 at 11:59 am
I agree with most comments - to have separate car and motorcycle insurance doesn’t make sense, you can’t drive or ride at the same time. Only the insurance companies benefit from this. It’s about time the whole insurance industry had a massive shake up and moved into the 21st century. I wonder if insurance brokers in other countries can offer us a better deal?
andreas veitch said,
January 12, 2010 at 3:22 pm
Great idea,and have just heard Carole Nash are bring out this type of insurance this week called Six Wheel insurance.Hope its not to long before other comanys catch on .And make it competively viable.
Rob Williams said,
March 9, 2010 at 3:24 pm
Well just tried Carole Nash’s Six Wheel and the total combi price was £596 as opposed to a total of £330 doing 2 seperate policies. Back to the drawing board CN!