New law driving bikers online to thebikeinsurer.co.uk

Monday, June 6 2011

Motor insurance rules are changing on June 20th, when it becomes an offence to allow insurance lapse on a vehicle even if it is off the road. Which means, like many bikers, if you have a motorcycle that you only use in the summer months and it’s taxed but not insured for long periods of the year, then you could face an increased bike insurance bill. That’s why there’s never been a better time to visit motorcycle insurance comparison site thebikeinsurer.co.uk.

This new legislation, which could potentially bump up motorbike insurance for a legion of British bikers, has come about as a result of the DVLA working with the insurance industry to combat uninsured driving. It’s estimated that there are around 1.5 million uninsured drivers on the UK’s roads, with claims involving these uninsured drivers pushing up everyone elses car or bike insurance by an average of £30 per person.

So, from the June 20th, if you’re the registered keeper of a motorbike, it must carry bike insurance at all times, unless:

• It’s currently an off road bike and on the Off Road Register.
• You’ve made a SORN for the motorcycle.
• Your bike has been kept off-road since before SORN came into force on 31 January 1998 and not been brought back into use.
• Your bike is recorded as stolen, passed or sold to the motor trade or between registered keepers.
• Your bike is recorded scrapped or permanently exported by the DVLA.

How are they policing this? Registered vehicle keeper records held by the DVLA are being compared with motor and bike insurance policy records. So, if you don’t have motorcycle insurance for a particular vehicle, even if you’re not currently using it, expect a brown paper envelope in the post.

This new law isn’t going to go away, so the only way to avoid excessive motorcycle insurance costs is to go to a reputable comparison website like thebikeInsurer.co.uk. Failure to carry motorcycle insurance could result in a £100 penalty at the very least, or you could even end up in court, face a £1000 fine and have your pride and joy seized and destroyed.

Checking your bike or bikes appear on the motor insurance database is as easy as going to www.askmid.com and typing in your registration number. If your bike insurance doesn’t show up on the database, get in touch with your insurance provider so they can immediately update your records. And if your bike or bikes aren’t insured, insure them now by searching for competitive bike insurance at thebikeinsurer.co.uk