motorbike insurance quotes

FAQs

• Who are The Bike Insurer?

  The Bike Insurer was the UK’s first dedicated motorcycle price comparison insurance website when it launched back in 2006.

  While we’re not alone in the motorbike insurance comparison market any more, we haven’t waivered in our desire to save bikers money on their insurance.

  And it doesn’t matter what kind of biker you are or what kind of motorbike you ride: if it’s got two wheels and a motor, we can help you get insured.

  Not only that, we can also help you get your hands on some of the cheapest motorcycle insurance quotes around thanks not just to our comprehensive panel of insurers, but also our Cheapest Price Guarantee.

  So if you’ve got a motorbike and you don’t want to pay more than you have to to get insured, get a quote with The Bike Insurer today and see the cheapest deals available through our panel.

• Why use The Bike Insurer?

  Using The Bike Insurer for your motorbike insurance means a service that’s impartial. We’ll always offer our best price for your insurance from our available panel, no matter which cover you wish to choose from, and we’ll do so in the quickest manner possible.

  Average cost: 50% of customers paid £174 or less between March and August 2021, and we’re proud to work with some of the -leading brokers in the market.

  Speed: We’ll work efficiently and tirelessly in order to bring you the best quotes from our panel of brokers.

  Impartial service: We never favour any broker, and instead aim to put our customers first, meaning they’ll receive our very best quotes that suit them and their needs.

  Levels of Cover

  When it comes to motorcycle insurance cover there are three levels you can choose from. These are third party only, third party fire and theft, and comprehensive cover. Each offers a different level of protection for your motorbike and will be priced differently from one another. The type of motorcycle insurance you’ll need will depend entirely on your bike and your personal circumstances.

  Third-Party only

  Third-party only is the most basic level of protection you can get and only covers damage to someone else’s property or any injury you may cause them. As a rule, third party only motorcycle insurance will not cover repair or replacement costs for your motorbike, and it is the minimal level of insurance required by law.

  Third-party fire and theft

  The next level of motorcycle insurance you can get is third party fire and theft insurance. This will cover you for any damages you cause to other people, vehicles, or property should you be responsible for any accident you are involved in. This type of insurance will also cover you if your bike is stolen, damaged, or unusable due to fire. The costs of replacing or repairing your motorcycle will not be covered if you’re at fault.

  Comprehensive

  Comprehensive motorbike insurance offers the highest level of cover you can get and is the most popular choice of bike insurance for our customers. The comprehensive option covers damages to your bike as well as damages to any third party should you cause an accident. Usually, comprehensive cover also covers fire damage and theft and depending on the policy, a replacement bike if yours is written off. Although this type of insurance offers the most in terms of cover it doesn’t necessarily mean it is the most expensive. Choosing the right broker for your policy can save you hundreds of pounds, so compare bike insurance quotes today with us

• How do I get a quote with The Bike Insurer?

  Getting a quote with The Bike Insurer is straightforward and simple; in fact it takes just a few minutes.

  The Process

  If you want to compare motorcycle insurance quotes with us, you’ll be asked questions in the following areas. From there, we’ll compare the best prices to suit you and your circumstances.

  • Your personal details, like name and address
  • Your employment status, licence type and riding experience
  • Details of any additional rider(s)
  • The type of insurance you’re looking for
  • Details of your motorbike

  It doesn’t matter what level of cover you need or how many years no claims bonus you have – we can provide quotes for Fully Comprehensive, Third Party Fire and Theft, and Third Party Only cover.

  Some of the brokers on our panel will offer optional extras such as breakdown cover or helmets and leathers cover but it’s up to you to decide what works best for you.

  You’ll get your quotes on screen but you’ll also get them via email and SMS, but if you’d rather compare bike insurance quotes over the phone, you can do that with The Bike Insurer too.

  Get Quotes

• Can I save money?

  There are lots of ways you can save money on your motorcycle insurance premium with the The Bike Insurer’s Cheapest Price Guarantee just one option.

  From lowering your voluntary excess or getting an approved security device, to taking an advanced rider training course or riding a smaller motorcycle, there are different things you can do when getting a quote to make sure you get the cheapest quote you can.

  We’ve put this all together into a handy motorcycle insurance money saving toolkit.

• What about Motorbike Insurance Add-ons?

  Why not create a custom insurance offer with us? With the UK bike insurance provided by our brokers, you can pick the level of cover you wish to have as well as any add-ons and extras you might need that aren’t included within the standard cover provided by the insurer. Some examples of these ad-ons might be:

  Personal Accident Cover
  Also known as personal injury insurance, this add-on is designed to offer compensation if you suffer a serious injury or death as a result of an accident.

  Legal Expenses
  Also known as legal protection, this add-on covers you for a certain level of legal fees you might incur if you’re involved in an accident.

  Pillion Cover
  This add-on covers passengers that you ride with and will provide cover for any personal injury they may sustain.

  Helmet & Leathers Cover
  This cover can help to fund any new riding gear you may need as a result of being involved in an accident.

• What are Types of Bike Insurance?

  With The Bike Insurer, we offer a range of options depending on your needs. Below is a list of just some of the bike types that our brokers will provide quotes for, to help you find the best motorbike insurance for your circumstances from us.

  • Supersport Bikes
  • Mopeds & Scooters
  • Quad Bikes
  • Modified Bikes
  • Courier Bikes
  • Multi-bike Cover
  • Pay As You Go Insurance