Advanced rider training and insurance

In the UK there are a wide range of advanced rider training programmes that will help you improve your riding.

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Not only that, you also get the added bonus of a reduction in your motorbike insurance policy as you’re deemed less of a risk because of all your new found riding skills.

Too many riders pass their CBT and their test and leave their riding education there but there are multiple benefits to additional training, not least the financial incentive of lowering your insurance premium as a result of further training.

How much money will further training save me on insurance?

Unfortunately, not all advanced rider programmes and courses will save you money on your motorbike insurance. And, if the costs of the course are factored into your workings, then you might not recoup the money you outlay for around five years.

However, in 2014, two leading motorbike insurers in the UK said that those riders who have taken additional training could save between 10 and 15 per cent on their insurance premiums.

Will my insurer take advanced rider training into account?

Many insurers deem riders who have partaken in advanced rider training to be less of a risk than those who haven’t.

However not all will take riding courses into account. The best way to tell whether your insurer accepts rider training is to get in touch with them either during the quote process or after.

What advanced rider training course should I do?

There are lots of different advanced rider training courses in the UK however some hold more influence over insurers than others.

The Institute of Advanced Motorists (IAM), Advanced Police Motorcyclist, Driving Standards Agency (DSA), Bike Safe and the California Superbike School all offer rider-training courses that are most widely recognised by UK insurers.

What happens on advanced rider training courses?

Each rider-training course is different however they’re generally practical assessments. At the end of each course there is usually a form of examination and a pass or fail element to the day. Training and advice is provided throughout the course.