Motorcycle insurance money saving toolkit


If you’ve had one eye on the news over the last 12 months you might have noticed that motor insurance premiums are rising faster than ever in the UK.

By February this year, insurance prices were higher than ever before and things got worse again in August, when it was revealed that insurance prices are also rising faster than ever, at five times the rate of inflation.

Back in February, we delved into our quote data and found that despite the national news focusing on car insurance, the same thing was happening with motorcycle insurance too, with average bike insurance premiums hitting a three-year high in Q3 2016.

Now it seems that increasing motorcycle and general motor insurance premiums is an industry trend and one that looks like it’s here for the foreseeable future.

Repair costs for vehicles are getting more expensive as their technology gets better and better, while personal injury claims are also increasing in frequency and cost too.

With Insurance Premium Tax also doubling over two years, there’s not a lot in UK motorists’ favour to keep costs down.

Fortunately, there are a few things you can do to try to save money on your motorcycle insurance.

We’ve pulled together some of our most useful money saving stories to help you secure your next motorcycle insurance policy for as little as you can.

1. How to get cheap motorbike insurance

This useful guide outlines some tips on how to reduce your motorbike insurance premium.

Whether it’s through specialist policies like a multi-bike deal or simply fitting an approved security device, there are lots of different ways you can nudge your premium down.

Learn how to get cheap motorbike insurance

2. Training to reduce motorcycle insurance

Lots of insurers in the UK provide discounts for riders with advanced training qualifications, as long as they’re approved courses.

2017-calendarWe provide the lowdown on the approved courses available in the UK and the costs involved.

Learn how motorcycle training can reduce your bike insurance premium

3. When is the cheapest time to buy motorcycle insurance?

We looked into historical quote data for customers on The Bike Insurer with a view to finding the cheapest day of the year to buy your motorcycle insurance on.

And we did, but we also found the cheapest month to buy, the cheapest time of the month to buy and the cheapest day of the week to buy your bike insurance too.

See when the cheapest time to buy motorcycle insurance is

4. How is motcalculator close uporbike insurance calculated?

Lots of different factors affect the cost of your motorbike insurance policy and while you can’t change them it can help to know a little bit more about the things that push your insurance up or down.


Essentially it all depends on risk. If you’re more of a risk to insure than other bikers, your insurance will cost more.

Knowing what risks your insurer takes into account means you know what you need to change to lower the cost of your insurance.

For example, if you’re considering modifying your motorcycle, it’s worth knowing that modifications, particularly performance mods, will increase the cost of your motorbike insurance premium – so it could make you think twice about it if you’re serious about saving cash.

Find out how motorbike insurance is calculated

5. The Bike Insurer Cheapest Price Guarantee

The Bike Insurer Cheapest Price Guarantee

One thing we’re really proud of at The Bike Insurer is our Cheapest Price Guarantee because it can help bikers save money.

If you find a cheaper quote anywhere else online, our Cheapest Price Guarantee means we promise to beat it – saving you money if you manage to find a cheaper quote.

Learn more about The Bike Insurer Cheapest Price Guarantee

Next page: When is the cheapest time to buy motorcycle insurance?