Motorbike Courier Insurance
With motorbike courier insurance you are covered to transport goods or food for work using your motorbike.
Motorbike courier insurance will sometimes cost more than a normal motorcycle insurance policy because insurers deem couriers to be at more risk while on their bike.
This is because a motorbike courier will usually ride their bike more and be on a stricter deadline than people who just use their motorbikes for pleasure (meaning they are more likely to be rushing and therefore crash).
Who needs motorbike courier insurance?
If you use your motorcycle for work and you transport goods from one place to another then you need a motorbike courier insurance policy.
Although it can cost more than a standard policy (but doesn’t always) it is not worth the risk as if you have an accident at work but do not have the right type of insurance then your insurer will not pay out.
So whether you’re a pizza delivery driver or if you transport parcels on your moped for a living, you need to get motorcycle courier insurance.
Different types of motorbike courier insurance quotes
It’s important to consider each one in turn and make sure that you cover you choose suits your individual needs and isn’t just the cheapest.
Don’t forget that you can also purchase policy add-ons, such as breakdown cover, income protection cover or personal injury cover, to make sure that you’ll be prepared if the worst happens.