CIE legislation generates £15m in fines

CIE fines total revealed after FOI by The Bike InsurerThe Driver and Vehicle Licensing Agency (DVLA) has collected more than £15m in fines paid by uninsured motorists since 2011.

In total, the DVLA has issued more than 800,000 Fixed Penalty Notices for uninsured driving offences in the UK, resulting in £15,721,000 worth of fines.

Under Continuous Insurance Enforcement (CIE) legislation, introduced in February 2011, motorists are not allowed to own a vehicle if it is uninsured and does not have a Statutory Off Road Notification (SORN).

If a vehicle is uninsured or without a SORN, the registered keeper will receive an Insurance Advisory Letter (IAL) warning from the Motor Insurers’ Bureau (MIB). Almost 3m IALs have been issued over the past four and a half years.

Motorists are then given a short time period to resolve the issue and if they fail to act, they will be hit with a £100 fixed penalty, reduced to £50 if paid within 21 days.

Fines received since 2011

In total, 842,327 Fixed Penalty Notices have been issued by the DVLA since CIE rules were brought into place in 2011, generating more than £15m.

The financial year running from 2014/15 was the biggest single year in terms of fines received by the DVLA, racking up a massive £4,611,000.

The amount received in fines has increased year-on-year. After seven months in 2015/16 financial year, the figure looks set to break the £5m mark with the six month total already sitting at £2,517,000.

SORN applications since 2011

Despite an increase in fines received, CIE rules have not resulted in an increase in SORN applications in the UK.

Since the introduction of the rules in 2011, SORN applications peaked at 3.9m in 2011/12, dropping steadily to 2.7m in 2014/15.

Whether that continues into 2015/16 remains to be seen with more than 2m SORN applications between April and October this year.

Up in court

If motorists fail to pay penalty fines, insure or SORN their vehicle, they can face prosecution.

Since 2011 almost 150,000 cases have resulted in successful prosecutions across the UK’s Magistrates Courts.

The information and statistics were provided as part of a Freedom of Information request made by The Bike Insurer.

Next page: What is Continuous Insurance Enforcement?