Ducati Insurance

Every motorbike and rider is different, and the amount a policy premium will cost will depend on various factors. Insurers consider the following variables when calculating how much your motorcycle insurance will be:

• Your riding experience (younger drivers usually face higher premiums).

• The type of motorcycle you own.

• Personal information, such as your age.

• Your location – areas with higher theft rates tend to draw higher premiums.

• Your driving history – claims or accidents can impact your policy costs.

• The type and level of coverage you opt for.

There are several ways you could help reduce your motorbike insurance premium. You can try:

Enhancing your bike's security: installing alarms, immobilisers, and using sturdy locks can help deter theft and lower your risk profile. Secure storage, such as a garage, is also beneficial.

Considering your mileage: accurately estimating and limiting your annual mileage can also lead to savings.

Opting for a less powerful motorcycle: a smaller engine size could significantly reduce your premium.

Paying your premium annually: opting to pay by monthly instalments is, generally, a more expensive overall payment option.

Increasing your voluntary excess: the amount you agree to pay in the event of a claim, might decrease your premium, but make sure you can afford this amount and any compulsory excess that may apply to your policy.

Building a no-claims bonus: riding safely and avoiding claims is a highly effective way to lower costs over time.

Yes, temporary or short-term motorbike insurance policies are available, although you will need to speak to our partners at Bikesure to discuss your exact requirements. Call them today on the number shown at the top of this page for a quote!

This type of coverage provides flexibility for specific situations, such as test rides, temporary use of another person's bike, or occasional riding. While short-term policies tend to be more expensive than standard annual policies, they offer a valuable option for those who require coverage for a limited period.

To obtain a motorbike insurance quote, you'll need to provide some personal details, such as your name, address, age, and employment status.

Additionally, you'll need to share information such as:

• The make and model of your motorbike, along with the registration number if available.

• The year it was manufactured.

• The value of your motorcycle and the date you purchased it, if applicable.

• How long you've held your motorbike license.

• Any claims or convictions in your name.

• Any additional riders, including their claims and convictions history.

• Any special security devices you have or have had fitted to your motorbike.

Once we have all the required information from you, we’ll provide an instant set of quotes straight from our insurer panel, listed by policy premium – cheapest first. You can sort the results by cover type and even filter the list to add or remove optional extras like legal protection, breakdown insurance and personal accident insurance.