Scooter and Moped InsuranceScooters and mopeds are extremely common on UK roads and account for around one in three new two-wheel registrations in the UK. They’re cheap to buy, cheap to run and generally cheap to insure. They’re also one type of bike that all riders can ride, whether you have completed Compulsory Basic Training (CBT) or passed one of the motorcycle tests.
- Great for beginners and teenagers
- Low cost insurance
- Scooter and moped insurance recommended by 95% of customers#
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Why are scooters and mopeds so popular?
The major reason for the immense popularity of these bikes is the fact that 16-year-olds can ride scooters and mopeds of 50cc or less when they have completed their CBT. Essentially, they’re one of the first routes to life on the road for young people and they’re also the cheapest way for them to get on the road too.
Scooters and mopeds can cost as little as £500 for a good condition used model or a little over £1,000 for a brand new model.
They are also cheap to tax and fuel-efficient, meaning outgoings on petrol are fairly limited, especially given that long-distance travel is unlikely on a 50cc.
Scooters and mopeds are also much cheaper to insure than cars and larger capacity two-wheelers for younger drivers.
Types of scooter and moped insurance
The types of insurance cover for scooters and mopeds are identical to any other forms of motorcycle insurance.
Finding cheap insurance for your scooter or moped is straightforward with The Bike Insurer. Get a quote now and compare prices from our panel of UK insurance brokers.
Consider improving the security of your moped or scooter by locking it in a garage overnight or, if that’s not possible, buy and use a recognised security device. Good quality chains and a ground anchor are very effective means of deterring would-be thieves and will help stop your scooter or moped from being simply lifted into a van and driven away. Having your scooter or moped stolen may increase your premiums in future years, so the negative effects of having your pride and joy stolen could last long past the theft itself.
Scooters and mopeds are normally only used for making relatively short journeys, and if that includes you then consider including a limit on the amount of miles you cover each year on your insurance policy. It could help to reduce your insurance premium.